Personal Payroll

We route your income. You reap the benefits.

Choose your benefits, link your bank, then set aside a percentage of each paycheck. It’s that simple.

Free personal payroll

With free Personal Payroll, you can:

Track your income

Automate withholding

Open up benefits

Track your income, pay your taxes, freelance fearlessly, save for sick days, get Personal Payroll, open an IRA, focus on your passion, combine your income sources, set withholding on auto, enroll in health insurance, stop stressing, save for PTO, use Catch for free.Track your income, pay your taxes,

All in one app

Earn from anywhere, all in one place

Never worry about losing track of a payment again. Catch supports hundreds of apps and platforms.

Automatically set aside every time you’re paid

We automate your withholding so you can focus on your passion.

Get reliable benefits for an unpredictable future

Enjoy benefits you can fall back on, no matter what life brings you.

What’s the catch?
There isn't one.

How is this free?

Catch offers free personal payroll because we’ve found an affordable way to use technology making it easy and low-cost to automate how your money moves. In addition, we also serve as a benefits broker. If you choose to take advantage of our health insurance or other benefits products, Catch can earn a commission off of the products that you purchase. If you’re asking, “What’s the Catch?” the short answer is that there isn’t one. We make money by holding your money (just like the bank does, btw) and from helping you get health insurance and other benefits if you need them.

How does Catch keep my info safe?

We uphold strict standards of data privacy and security in our product. Our data is encrypted, and we do testing annually to make sure that our systems can’t be breached by even the smartest hackers. We don’t use your data for any purpose other than providing you Personal Payroll and Benefits. We don’t sell your data to earn money, and we don’t earn any revenue from advertising. Your data does help us make recommendations for products we think might help you, but we’ll never use give it to a third party without your permission.

Is Personal Payroll tied to the government?

Short answer? No. Catch is not reporting transactions to the US or your state’s government. Longer answer? Our product is useful because it can automatically send the IRS your tax obligations on income you’ve earned as a freelancer or someone who is self-employed. However, you should know that automatic tax payments are *optional* at Catch. You can choose to set money aside and send tax payments to the government for how much and at what time you think is right. Ultimately, you’re responsible for paying the obligation on your income. What we do is make it simple to take care of it. At the end of the day, though, you get to choose how much is set aside and submitted to the IRS. We know that you know your needs and obligations better than we do.

This website is operated by Catch Financial, Inc. ("Catch"); Catch Capital Management, LLC ("Catch Capital"); Catch Insurance, LLC ("Catch Insurance"); and Catch Crypto, LLC ("Catch Crypto"). See licenses.
Banking
Catch is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A., Member FDIC. Debit Cards are issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.Investments
Advisory services provided by Catch Capital, an SEC-registered investment adviser. Brokerage, custody, and clearing services are offered by Folio Investments, Inc., a Goldman Sachs Company, registered broker-dealer and member FINRA/SIPC.Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and the charges and expenses. For more details, see our Form ADV Part 2 and disclosures. Past performance does not guarantee future results; the likelihood of investment outcomes are hypothetical in nature.

Health Insurance
Attention: This website is operated by Catch Insurance and is not the Health Insurance Marketplace® website. In offering this website, Catch Insurance is required to comply with all applicable federal law, including the standards established under 45 CFR §§155.220(c) and (d) and standards established under 45 CFR §155.260 to protect the privacy and security of personally identifiable information. This website may not support enrollment in all Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. For enrollment support in all available QHP options in your state, go to the Health Insurance Marketplace® website at Healthcare.gov.Copyright
Apple®, the Apple logo®, and the App Store®, are trademarks of Apple, Inc.; Google Play and the Google Play logo are trademarks of Google, Inc.