Catch is a simple way to take care of your taxes and benefits if you don't get them through work. Don’t worry if you’ve never taken care of your own benefits before. Catch makes it easy. Here’s how to get started.
Step 1. Sign up
Download the Catch app for iOS or Android, or use any web browser to get started. Enter your phone number or email address to create your account. Share some basic info to get the right recommendations for your work type and style.
Link Your Bank Account: Connect your bank account to Catch to set up your personal payroll. Be sure to link the account where you get paid. Catch will look for income and set aside for what’s most important to you: taxes, retirement, vacation, or all of the above!
Activate Autopilot: Pick how you get paid. Catch has thousands of options: from Venmo to CashApp, DoorDash to Instacart, and Bill.com to Stripe. Mark which ones are income to have Catch automatically set aside when you earn.
Step 2. Set Up Your Benefits
Taxes: Catch will help you figure out how much you should be setting aside on your independent and contract income. Don’t worry, though, you can adjust the withholding any time. Finish your set up by opening the account where your taxes will sit before they go to the IRS. You’ll need to provide your address and other information so we can verify that you’re YOU. Now, each time you get paid, a percent of your paycheck will be put aside for taxes automatically. No more tax surprises.
Retirement: Investing for your retirement can seem overwhelming. But the most important thing is to just get started. Catch helps you automatically invest a little bit each time you get paid so your money can start working for your future. We’ll help you choose the investments that are right for you, and just like with your taxes, we’ll set aside a percent of each paycheck whenever you get paid. You’ll have a secure, long-term investment account that grows without you having to think about it. If you’ve already got retirement accounts from past jobs or other investments, you can roll those into Catch too. And the best part? The account is yours! No matter if you change jobs or move. Everything will finally be in one place.
Health & Dental Insurance: If you need coverage, Catch will help you explore and compare plans. All of the plans you’ll see on Catch are ACA-compliant, which means they cover all of the important stuff you expect from your health insurance. We also make sure you’re getting the best available price — we’ll even enroll you in tax credits if you’re one of the 90% of people who qualify. Just fill out an application, pick the plan you want, and make your first payment. We do the rest.
Step 3. Watch it work
Now that you’ve got your personal payroll and benefits working, all you have to do is go make that money. Get back to the work you do best. Each time you're paid, we’ll set aside for taxes and invest for your retirement. Every quarter, your taxes go to the IRS so you don’t have to worry about falling behind. Your health insurance will automatically renew once a year, but if you have any life changes — like a new family member or a change in your income — we can help you manage that too.