Monthly Premiums & Tax Credits

Save hundreds every month on your insurance payments thanks to tax credits.
Slash your premiumsCatch can walk you through the process to slash your premium payments in two minutes or less

What is a premium?

A premium is a monthly payment to your provider for health insurance. Just like rent or a streaming service, you keep your plan active by paying for it each month. While premiums can be expensive, it’s important to have health insurance, because healthcare without insurance is far more expensive - medical bills are the leading cause of bankruptcy in the US. Paying your premium keeps you covered.

Most people can save money on their premiums

You could save hundreds of dollars every month on your health insurance payments thanks to tax credits. The government helps lower people’s premiums through what’s called advanced premium tax credits, which come in the form of a discount to your monthly premium.

If you’re one of the millions of people who get insurance through your state or the federal marketplace, credits are available to you. 9 out of 10 people with marketplace plans qualify, and the average savings is $486 per month.

However, the credits aren’t automatic. If you don’t apply, you won’t receive them, even if you’re eligible. That’s where Catch has your back. Catch can walk you through the process, file your information, and get you saving money.

How to lower your payments

Credits are only available through government marketplaces ( and state websites) or through official exchange partners like Catch. You can complete and send tax form 8962, or you can let Catch do it for you in under two minutes with Premium Slasher. Catch can tell you if you qualify, calculate your monthly savings, and file your updated information with the government and your insurance provider.


Can I keep my plan?
Yes. You keep your coverage, we cut your bill. By linking your current plan with Catch, we can find and enroll you in savings, so the only thing that changes is your premium.
How long does it take?
Two minutes or less. You provide some basic information to verify yourself, your plan, and your estimated income. We take care of the rest. We don’t route you to other sites, ask you to send any forms, or make you wait some number of business days. Within minutes, Premium Slasher tells you if you’re eligible, calculates your savings, and files the necessary paperwork in the background so that you’re saving money on health insurance on your next payment.
Am I eligible?
If you have health insurance through your state or the federal Marketplace, then you’re eligible. Nine out of ten people with Marketplace plans qualify for an average of $524 in savings each month.
How do I apply savings?
Your savings are automatically applied to your premium once you’ve linked your plan to Catch, so you don’t have to do anything else. What’s more, once you’ve gone through Premium Slasher, Catch will regularly check for additional credits that could cut your bill and alert you when there are new opportunities to save.