Monthly Premiums & Tax Credits

Save hundreds every month on your insurance payments thanks to tax credits
See your savingsFind out whether you qualify for discounts to your monthly bill. You might be surprised how much you can save.
tl;drPremiums are your monthly bill for health insurance. Advanced Premium Tax Credits are discounts to your premium.

What is a premium?

A premium is a monthly payment to your provider for health insurance. Just like rent or a streaming service, you keep your plan active by paying for it each month. While premiums can be expensive, it’s important to have health insurance, because healthcare without insurance is far more expensive - medical bills are the leading cause of bankruptcy in the US. Paying your premium keeps you covered.

Could I save money on my premiums?

You could save hundreds of dollars every month on your health insurance payments thanks to tax credits. The government helps lower people’s premiums through what’s called advanced premium tax credits (APTCs), which come in the form of a discount to your monthly premium.

The amount may vary based on factors like income, family size, and where you live, but most people with marketplace insurance qualify. In fact, 91% of people who buy their own insurance on the marketplace qualify for savings, which average more than $600/month.

If you’re one of the millions of people who get insurance through your state or the federal marketplace, credits are likely available to you.

How do I lower my payments?

Credits are only available through government marketplaces ( and state websites) or through official exchange partners like Catch.

Your Catch Benefits Advisor can walk you through the process. They'll help you calculate your monthly savings, file your updated information with the government and your insurance provider, and start saving every month. Schedule your free consultation today, or find out right now what savings you might qualify for.


Can I keep my plan?
Yes. You keep your coverage, we cut your bill. By linking your current plan with Catch, we can find and enroll you in savings, so the only thing that changes is your premium.
How long does it take?
Two minutes or less. You provide some basic information to verify yourself, your plan, and your estimated income. We take care of the rest. We don’t route you to other sites, ask you to send any forms, or make you wait some number of business days. Within minutes, Premium Slasher tells you if you’re eligible, calculates your savings, and files the necessary paperwork in the background so that you’re saving money on health insurance on your next payment.
Am I eligible?
If you have health insurance through your state or the federal Marketplace, then you’re eligible. Nine out of ten people with Marketplace plans qualify for an average of $524 in savings each month.
How do I apply savings?
Your savings are automatically applied to your premium once you’ve linked your plan to Catch, so you don’t have to do anything else. What’s more, once you’ve gone through Premium Slasher, Catch will regularly check for additional credits that could cut your bill and alert you when there are new opportunities to save.