The Marketplace or Health Insurance Marketplace was created by the government as a place to shop and enroll for health insurance. The goal was to create a one-stop shop to compare and find an insurance plan that would fit the user. Although it brings together all the available plans, narrowing down plans or knowing which ones best suit your needs can be challenging.
How to Navigate the Marketplace
The best way to navigate the marketplace is to know what you are looking for in a plan. Do you have medical needs? How often do you require medical visits? Are you on prescriptions? How much are you willing or able to spend? Once you can answer these questions, you can begin to eliminate plans. If you want the ability to see out-of-network specialists, you might want to search for a PPO plan. However, if you expect the need for routine medical care and want to qualify for Cost Sharing Reductions, you can narrow down your search to Silver tier plans. Knowing what you need out of your health insurance is an important step; however, even then, it can still be overwhelming or confusing.
How Catch Can Help
Catch can help alleviate some of this confusion. Instead of searching through all the plans for one that fits what you are looking for; Catch takes your requirements and filters through the plans for you. Catch helps to narrow down the pool of plans, so you are only looking through a small number of plans that fit your requirements. Not only does Catch help narrow down the options, but you can also enroll right through Catch, easing the process overall.