tl;drA flat fee you pay upfront for medical care (typically $30).

Co-pays (or copayments) in health insurance are flat fees that you pay on the spot for medical care. Copays cover your portion of the cost of a doctor's visit or medication.

This does not count toward your deductible and is paid every time you go to the doctor or fill a prescription.

How much are co-pays?

The cost of co-pay varies by insurance plan, but it's usually around $30. Some services don't require a co-pay, and not all health insurance plans have co-pays (in a similar way that some plans have a $0 deductible).

You should be able to find your copay amount either in your insurance documents or on your insurance card. Generally, plans with lower monthly premiums have higher co-pays.